Financial Health Check


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Posted by CKrishnan (60.51.222.38) on August 27, 2007 at 11:47:02:


Take the nation wide Financial Health check now

Just as you would take good care of your physical health,you should also take care of your financial well being with regular checks,starting with this FINANCIAL HEALTH CHECK.


1 I HAVE STARTED BUILDING MY RETIREMENT FUND OF AT LEAST 10 TIMES MY GROSS INCOME YES/NO


2 I HAVE STARTED TO PLAN MY CHILDRENS UNIVERSITY EDUCATION. YES/NO


3 I HAVE EMERGENCY FUNDS (CASH) TO PROVIDE FOR EXPENSES FOR AT LEAST 6 MONTHS. YES/NO


4 I HAVE CRITICAL ILLNESS COVERAGE OF AT LEAST TWICE MY GROSS INCOME
YES/NO


5 I HAVE HOSPITALIZATION AND SURGICAL INSURANCE COVERAGE THAT CAN PROVIDE FOR MY HOSPITAL BILLS WITHOUT ANY OUT OF POCKET EXPENSES.
YES/NO


6 MY MORTGAGE LOAN OR OTHER LOANS ARE FULLY PAID -UP IN THE EVENT OF MY DEATH OR DISABILTY. YES/NO


7 I HAVE LIFE INSURANCE AND DISABILTY INSURANCE COVERAGE OF AT LEAST 10 TIMES MY GROSS ANNUAL INCOME. YES/NO


IF YOU ARE INTERESTED TO BOOST YOUR FINANCIAL HEALTH PLS CONTACT ME TO DO A COMPLIMENTARY FINANCIAL HEALTH CHECK NOW


C Krishnan
Insurance Consultant
012 2845931
rohan_ary@hotmail.com.
















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From: rohan_ary@hotmail.com
To: haritosanam@yahoogroups.com
Subject: FW: WHY NOT INSURANCE ??????
Date: Mon, 27 Aug 2007 11:25:19 +0000

--------------------------------------------------------------------------------
From: rohan_ary@hotmail.com
To:
Subject: FW: WHY NOT INSURANCE ??????
Date: Mon, 27 Aug 2007 11:23:03 +0000

--------------------------------------------------------------------------------
From: rohan_ary@hotmail.com
To: rohan_ary@hotmail.com
Subject: FW: WHY NOT INSURANCE ??????
Date: Fri, 24 Aug 2007 15:18:44 +0000

--------------------------------------------------------------------------------
From: rohan_ary@hotmail.com
To: cva6@time.net.my; admin@futuresoftcom.com; admin@westgatestesystem.com; ahmadfares@emailku.com; andybtg18@yahoo.com; angu_15615@yahoo.com; antoine@mnacs.com.my; apsmanja@hotmail.com; araimasu@hotmail.com; aravinth01@hotmail.com; atk@atr.com.my; avimala@pd.jaring.my
Subject: FW: WHY NOT INSURANCE ??????
Date: Fri, 24 Aug 2007 15:08:53 +0000

--------------------------------------------------------------------------------


From: rohan_ary@hotmail.com
To: naren@gandasakti.com.my
Subject: WHY NOT INSURANCE ??????
Date: Fri, 24 Aug 2007 15:06:43 +0000


WHY NOT INSURANCE ?????

Why don't people own the amount of insurance they need ?
Why aren't retirement accounts fully funded ?


Because human nature makes it hard to picture ourselves growing old . Harder still for us to picture the visible character we see in the mirror being disabled and incapable of living and working a full life.And impossible for us to picture ourselves dying prematurely.

Everyone of us is living with a fuse slowly burning. The great mystery of life never revealed until the fuse reaches its end, is exactly how long our individual time span will be !!!!!!

Just imagine what the financial impact of your mortality will be on those you are caring about?????


PROBLEM

I dont have enough (money) is it RM 100 or 200 or 300 ?

The problem is not the RM 100 or RM 200 that you thinking to contribute to insurance co for your personal fund but the replacement income that you need for yourself and your family when you are i) no longer around
ii) disable to work
iii) critically ill

So do not think about the premium as a problem because it is suppose to be a solution to you


Take the nation wide Financial Health check now
Just as you would take good care of your physical health,you should also take care of your financial well being with regular checks,starting with this FINANCIAL HEALTH CHECK.


1 I HAVE STARTED BUILDING MY RETIREMENT FUND OF AT LEAST 10 TIMES MY GROSS INCOME YES/NO


2 I HAVE STARTED TO PLAN MY CHILDRENS UNIVERSITY EDUCATION. YES/NO


3 I HAVE EMERGENCY FUNDS (CASH) TO PROVIDE FOR EXPENSES FOR AT LEAST 6 MONTHS. YES/NO


4 I HAVE CRITICAL ILLNESS COVERAGE OF AT LEAST TWICE MY GROSS INCOME
YES/NO


5 I HAVE HOSPITALIZATION AND SURGICAL INSURANCE COVERAGE THAT CAN PROVIDE FOR MY HOSPITAL BILLS WITHOUT ANY OUT OF POCKET EXPENSES.
YES/NO


6 MY MORTGAGE LOAN OR OTHER LOANS ARE FULLY PAID -UP IN THE EVENT OF MY DEATH OR DISABILTY. YES/NO


7 I HAVE LIFE INSURANCE AND DISABILTY INSURANCE COVERAGE OF AT LEAST 10 TIMES MY GROSS ANNUAL INCOME. YES/NO


IF YOU ARE INTERESTED TO BOOST YOUR FINANCIAL HEALTH PLS CONTACT ME TO DO A COMPLIMENTARY FINANCIAL HEALTH CHECK NOW


C Krishnan
Insurance Consultant
012 2845931
rohan_ary@hotmail.com.
















--------------------------------------------------------------------------------


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--------------------------------------------------------------------------------
Get Windows Live Hotmail now and win concert tickets! PLAY now!


--------------------------------------------------------------------------------
Do you know you can upload up to a maximum of 500 photos to your Windows Live Space per month? Check it out!


--------------------------------------------------------------------------------
Call and stay connected with your friends and family for free. Seen and be heard with high-definition video calls on Windows Live Messenger. Try it!







From: rohan_ary@hotmail.com
To: haritosanam@yahoogroups.com
Subject: FW: WHY NOT INSURANCE ??????
Date: Mon, 27 Aug 2007 11:25:19 +0000












From: rohan_ary@hotmail.com
To:
Subject: FW: WHY NOT INSURANCE ??????
Date: Mon, 27 Aug 2007 11:23:03 +0000











From: rohan_ary@hotmail.com
To: rohan_ary@hotmail.com
Subject: FW: WHY NOT INSURANCE ??????
Date: Fri, 24 Aug 2007 15:18:44 +0000











From: rohan_ary@hotmail.com
To: cva6@time.net.my; admin@futuresoftcom.com; admin@westgatestesystem.com; ahmadfares@emailku.com; andybtg18@yahoo.com; angu_15615@yahoo.com; antoine@mnacs.com.my; apsmanja@hotmail.com; araimasu@hotmail.com; aravinth01@hotmail.com; atk@atr.com.my; avimala@pd.jaring.my
Subject: FW: WHY NOT INSURANCE ??????
Date: Fri, 24 Aug 2007 15:08:53 +0000











From: rohan_ary@hotmail.com
To: naren@gandasakti.com.my
Subject: WHY NOT INSURANCE ??????
Date: Fri, 24 Aug 2007 15:06:43 +0000



 
 WHY NOT  INSURANCE ?????
 
 Why don't people own the amount of insurance they need ?
 Why aren't retirement accounts fully funded ?
 
     
 Because  human nature makes it hard to picture ourselves growing old . Harder still for us to picture the visible character we see in the mirror being disabled and incapable of living and working a full life.And impossible for us to picture ourselves dying prematurely.
 
 Everyone of us is living with a fuse slowly burning. The great mystery of life never revealed until the fuse reaches its end, is exactly how long our individual time span will be !!!!!!
 
          Just imagine what the financial impact of your mortality will be on those you are caring about?????
 
 
PROBLEM
 
I dont have enough (money) is it RM 100 or 200 or 300 ?
 
The problem is not the RM 100 or RM 200 that you thinking to contribute  to insurance co for your personal fund but the replacement income that you need for yourself and your family when  you are  i) no longer around
                       ii) disable to work
                      iii) critically ill
 
So do not think about the premium as a problem because it is suppose to be a solution to you 



Take the nation wide Financial Health check now
   Just as you would take good care of your physical health,you should also take care of your financial well being with regular checks,starting with this FINANCIAL HEALTH CHECK.
 
 
1 I HAVE STARTED BUILDING MY RETIREMENT FUND OF AT LEAST 10 TIMES MY GROSS INCOME            YES/NO    
 
 
2 I HAVE STARTED TO PLAN MY CHILDRENS UNIVERSITY EDUCATION.    YES/NO
 
 
3 I HAVE EMERGENCY FUNDS (CASH) TO PROVIDE FOR EXPENSES FOR AT LEAST 6 MONTHS.    YES/NO
 
 
4 I HAVE CRITICAL ILLNESS COVERAGE OF AT LEAST TWICE MY GROSS INCOME
      YES/NO
 
 
5 I HAVE HOSPITALIZATION AND SURGICAL INSURANCE COVERAGE THAT CAN PROVIDE FOR MY HOSPITAL BILLS WITHOUT ANY OUT OF POCKET EXPENSES.
       YES/NO
 
 
6 MY MORTGAGE LOAN OR OTHER LOANS ARE FULLY PAID -UP IN THE EVENT OF MY DEATH OR DISABILTY.     YES/NO
 
 
7 I HAVE LIFE INSURANCE AND DISABILTY INSURANCE COVERAGE OF AT LEAST 10 TIMES MY GROSS ANNUAL INCOME.   YES/NO
 
 
IF YOU ARE INTERESTED TO BOOST YOUR FINANCIAL HEALTH PLS CONTACT ME TO DO A COMPLIMENTARY FINANCIAL HEALTH CHECK NOW
 
 
C Krishnan
Insurance Consultant
012 2845931
rohan_ary@hotmail.com.
 
 
 
 
 
 
 
 

 
 
 
 
 
 
 
 
 
 








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Multiple contacts are selected.Hi, ary krishnan!Monday, August 27

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