Financial Security for Future?

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: Most Malaysian do not have financial security ???? : THE STAR 27 May 2007 Sunday.(Head Line) : : Trends : - People are living longer- life expectancy for women is 76 years and men 72 : - They are marrying and having children later. At retirement age, the children : are still in school or university. : - 70% of retirees use up all their EPF money within three years after retiring. : Living costs and inflation : -Inflation rate is 6% in urban areas : -3 meals a day at RM 20 now may cost RM 64 in 20 years : -RM500,000 in your EPF or bank account may have the purchasing power of : RM45,053 in 20 years. : -Medical inflation is 15% each year : : Life insurance is a long term savings instrument. It encourages regularity in savings efforts. The commited financial planning on a long term basis helps in a accumulating wealth, wealth that will take care of life in the old age. Love for self and family is the primary motive for such a planned effort. : : : Are you prepared? Without life insurance your financial plan may be just a savings and investment program that dies when you do. An insurance agent/financial professional can help you create a plan that will continue to provide for the ones you love. : : Kindly call for assistance : : CKRISHNAN : Personal Financial Planner : VMal Management Services : 012 2845931 : rohan_ary@hotmail.com

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